Our client operates in the consumer lending space, combining financial services with a strong focus on data, automation and technology-driven decision-making. The organization works with high-volume portfolios and continuously evolves its analytical capabilities to support responsible growth and risk management.
As part of an ongoing restructuring of the Business Analysis function and the establishment of a dedicated Reporting & Credit Risk team, they are seeking an experienced reporting specialist ready to step into a broader, more strategic role. The person will take ownership of credit risk oversight, model validation, and management reporting, while acting as a key business partner across the organization.
This is a full-time position based in Sofia, Bulgaria, with the possibility to work from home one day per week.
Reporting & Credit Risk Team Lead
Responsibilities
Requirements
This position is for a company that fosters innovation and values collaboration. This resonates deeply with talaint’s core mission, and we believe it could be a compelling step forward for your career. In case you are interested in the position, please send your CV in English and we would be happy to discuss it further.
Plеase note that only shortlisted candidates will be contacted by our consultants.
Applying for this position, you are authorizing talaint to work and process your personal information following the Law for Personal Data Protection.
Agency license Number 2123 was issued on 04.10.2016.
As part of an ongoing restructuring of the Business Analysis function and the establishment of a dedicated Reporting & Credit Risk team, they are seeking an experienced reporting specialist ready to step into a broader, more strategic role. The person will take ownership of credit risk oversight, model validation, and management reporting, while acting as a key business partner across the organization.
This is a full-time position based in Sofia, Bulgaria, with the possibility to work from home one day per week.
Reporting & Credit Risk Team Lead
Responsibilities
- Lead the Business Analysis, Management Reporting, and Credit Risk functions at company level.
- Own and monitor the company’s credit risk framework, ensuring balanced growth and controlled portfolio risk.
- Validate, track, and optimize credit risk and ML models developed at Group level, ensuring business relevance and effectiveness.
- Oversee preparation and automation of daily, weekly, and monthly management reports (sales, collections, portfolio KPIs) using SQL, Python, and BI tools.
- Provide analytical support for budgeting, target setting, bonus schemes, and performance monitoring.
- Act as a key business partner to Sales and other departments, confidently balancing commercial goals with risk considerations.
- Manage and develop the Business Analysis and Reporting team.
Requirements
- University degree in Economics, Finance, Statistics, Mathematics, or a related field.
- 4+ years of experience in business analysis and/or credit risk within the banking, insurance, or financial sector.
- Previous experience in a similar senior or team lead role with responsibility for credit risk decisions.
- Experience in portfolio risk monitoring and KPI management.
- Strong understanding of credit risk and ML models, including validation and performance tracking.
- Advanced SQL and Excel skills; working knowledge of Python; experience with BI tools (e.g., Power BI).
- Strong communication and stakeholder management skills with ability to balance growth and risk.
- Fluent English.
This position is for a company that fosters innovation and values collaboration. This resonates deeply with talaint’s core mission, and we believe it could be a compelling step forward for your career. In case you are interested in the position, please send your CV in English and we would be happy to discuss it further.
Plеase note that only shortlisted candidates will be contacted by our consultants.
Applying for this position, you are authorizing talaint to work and process your personal information following the Law for Personal Data Protection.
Agency license Number 2123 was issued on 04.10.2016.
